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  1. How is the LGPS changing? In 2014, the LGPS changed from a final salary scheme (a pension based on your pay when you leave) to a career average scheme (a pension which builds up based on what …

  2. Notice of Change. Date of Application: To: Sumitomo Mitsui Banking Corporation Singapore Branch . Account Name Account Number. Sumitomo Mitsui Banking Corporation Singapore Branch

  3. Agriculture and Food Security. The risk of adverse efects on agriculture due to climate change, espe-cially in semi-arid and sub-humid regions and in areas with more frequent and prolonged drought, …

  4. Both Mr S and Lloyds say the account was recommended to Mr S. So Lloyds needed to take reasonable steps to make sure the account, overall, was right for Mr S, based on his circumstances at the time. …

  5. How these women changed science forever This video honours the great women of science who have changed the world forever! How many of these famous female scientists do you know about?

  6. Foreword Much has changed in Wales in the twenty years that have passed since the first National Assembly for Wales was elected in May 1999. This series of articles, prepared by Senedd Research …

  7. Society was irrevocably changed by the revolution: class boundaries blurred, traditional women’s roles almost disappeared and the shape of Europe’s towns and cities changed for ever. The social and …