Roth accounts are a hedge against future tax hikes and tax rate insecurity. There’s a reason Roth accounts are always subject to elimination every few years, tax revenue from Roth users is far …

As you get older and start earning more, though, it makes more sense to switch to traditional (especially since you have the option of supplementing your 401k with a Roth IRA). Traditional …

Nov 28, 2022 · Roth is almost never the correct answer, outside of some outlier situations. Essentially you need to look at effective tax rates vs top marginal. Roth contributions (and thus …

A Roth IRA is a tax-advantaged retirement account where you make after-tax contributions and can withdraw those contributions tax-free and penalty-free at any time and for any reason.

If that's in my Roth or similar tax advantaged account, I still can't access it until 65 without incurring a tax penalty. Set up a foundation in your retirement accounts, and use the rest in …

Mar 20, 2022 · Total value of Roth IRA and post-tax brokerage account: 97,540 If he puts the $6000 in a traditional IRA, puts the tax savings in a brokerage account, and keeps both there …

Roth 401 (k): Pretax vs Roth I (24) have a 401 (k) with my employer. Currently, I have over 17k. I’m getting my employer's full match (4%). My contributions are 5% Pretax and 9% Roth. …

Am I missing something, or is there a clear tax advantage to doing Roth contributions over Pre-Tax in your 401 (k) account? Roth vs. Traditional, which is a question that comes up every day …

Jun 23, 2023 · Personally, I max my roth and 401k for the year and "gamble" some money into the market on speculative things. If it doesn't work out, I don't really care since I have a huge …

Aug 1, 2021 · After that, then go roth, or max the 401k and then roth after if that's your jam. That extra 20% you can put in because it's pre-tax can grow in the next 45 years.